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English » FAQ » Homeowners FAQs » Q: What is homeowners insuarance?

Homeowner's insurance provides financial protection against disasters. A standard homeowner's policy insures the home itself and the items in it.

Homeowner's insurance is a package policy. This means that it covers both - damage to your property and your legal responsibility for any injuries and property damage you or members of your family cause to other people.

Damage caused by most disasters is covered but there are some exceptions like flood and earthquake for which you need to buy separate policies.

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