When you are renting a car, you need insurance. If you have suitable insurance on your own vehicle, which includes comprehensive and collision coverage, this might be enough.

Before renting a vehicle:

1. Contact your insurance company
Find out how much coverage you have on your own vehicle. Most of the times you have enough coverage on your policy to cover renting another vehicle. The rental car will not be covered if you do not have comprehensive and collision coverage on your own car.

2. Call your credit card company
You can find out what insurance your card provides.